Buy Pontoons With Confidence: Your 6-Step Guide to the Perfect Purchase

Whether you’re a first-time buyer or looking to upgrade, navigating the world of pontoon boats can be daunting. But don’t worry – we’ve got you covered with this guide that will take you through the pontoon buying journey step by step.

Key Takeaways

Understand your needs and the available options before making a decision.
Set a realistic budget that includes additional costs beyond the boat's price.
Test-drive multiple pontoons to find the right fit for your lifestyle.
Always get a professional inspection before finalizing your purchase.
Consider the long-term costs of ownership, including maintenance and storage.

Index

Step 1: Define Your Pontoon Needs

Before diving into the pontoon market, it’s crucial to clearly define your needs, be it a fish finder for prime angling or underseat storage compartments for exclusive stow. This step will guide your entire buying process, ensuring you find the perfect match for your lifestyle.

Consider these key factors:

Passenger Capacity

How many people will typically be on board?

Primary Use

Are you planning on fishing, watersports, leisurely cruising, or entertaining?

Water Environment

Will you use it on calm lakes, rivers with currents, or coastal waters?

Frequency of Use

Weekend outings or daily adventures?

Storage and Transportation

Do you have marina access or need an (optional) trailer?

Special Features

What are your must-haves? (e.g., built-in coolers or changing rooms in certain lounges, premium sound systems, or seat back compartments)

Future Needs

How might your requirements change in the coming years?

Step 2: Set Your Budget

Establishing a realistic budget is crucial when buying a pontoon. You can also look into exclusive special financing or cardholder discounts through a boat club card, paying attention to rate and fee information and important disclosures. It’s not just about the sticker price – consider these key financial factors:

Initial Purchase Price: New pontoons range from $18,000 to $60,000+, while used models start around $5,000.
Additional Equipment: Budget for safety gear, navigation tools, and recreational accessories.
Insurance: Expect to pay 1-5% of your boat’s value annually.
Registration and Taxes: Vary by state but can be significant.
Maintenance and Repairs: Set aside about 10% of your boat’s value annually.
Storage: Marina slip rental, dry storage, or trailer storage costs.
Fuel and Operating Costs: Budget for several hundred dollars per season.
Financing Costs: If applicable, factor in loan interest.

Remember to leave room for unexpected expenses, and always choose quality construction that will last the years. For those considering aluminum pontoons, it’s important to account for their durability and lower maintenance costs, like cleaning aluminum pontoons, which can positively impact your long-term budget.

A well-planned budget isn't about limiting options – it's about empowering you to make the best choice for long-term boating happiness.

By understanding the full financial picture, you can confidently pursue a pontoon that fits both your needs and your wallet.

Step 3: Research Pontoon Models and Brands

With your needs defined and budget set, it’s time to explore pontoon models and brands. This research is crucial for making an informed decision.

Compare Brands

Investigate reputable manufacturers like Bennington, Sun Tracker, Harris, and Avalon. Consider their history, customer satisfaction, and warranty offerings.

Explore Models

Look at fishing pontoons, luxury cruisers, family-friendly options, and performance models. Compare seating layouts, storage, engine power, and build quality.

Read Reviews

Check boating forums, manufacturer websites, and independent review sites for real-world experiences from owners.

Consult Experts

Seek professional opinions from boating magazines and YouTube channels dedicated to boat reviews.

Use Online Configurators

Virtually “build” your ideal pontoon to understand pricing and options.

Consider Resale Value

Some brands and models hold their value better than others.

Create a comparison chart of your top choices, including key features, prices, pros, and cons. This research will give you confidence as you move forward in your buying journey.

Step 4: Find Reputable Dealers

Seek Recommendations: Ask fellow boaters, local marinas, or boating clubs for dealer suggestions.
Online Research: Check dealer websites, social media pages, and online reviews. Look for consistent positive feedback about customer service and after-sales support.
Industry Certifications: Prioritize dealers with recognized certifications from boating associations or manufacturers.
Visit Boat Shows: Meet multiple dealers in person and compare their knowledge and professionalism.
Dealership Visits: Assess the showroom’s condition, staff knowledge, and overall customer service.
Ask Questions: Inquire about their experience, services offered, and warranty policies. A good dealer will be transparent and informative.
Compare Offerings: Look at each dealer’s inventory, pricing, and additional services like maintenance or storage.
Check Longevity: Consider how long the dealer has been in business; established dealers often provide more stability and support.

50 years of crafting

Pontoon art

Embark on 50 years of award-winning pontoon excellence with Avalon. Elevate your journey through unrivaled artistry, cutting-edge design, and supreme quality and service.

Step 5: Test Drive and Inspect

Never buy a pontoon without thoroughly testing and inspecting it. This crucial step ensures you’re getting the right boat for your needs:

Schedule Test Drives: Arrange to test multiple models you’re considering, preferably in conditions similar to where you’ll be boating.
Bring an Expert: If possible, bring along an experienced boater or marine surveyor for an informed second opinion.
Check Handling: Assess the pontoon’s maneuverability, stability, and comfort at various speeds and in different conditions.
Test All Features: Ensure all onboard systems (electronics, pumps, lights) are functioning properly.
Inspect the Hull: Look for any signs of damage, repairs, or wear on the pontoons and deck.
Examine the Engine: Check for signs of corrosion, leaks, or excessive wear. Listen for any unusual noises during operation.
Review Documentation: Verify all necessary documentation, including service records for used boats.
Take Notes: Document your impressions and any concerns for each pontoon you test.
Consider a Professional Inspection: For used boats, a professional marine survey can provide peace of mind and potentially uncover hidden issues.

A thorough test drive and inspection can reveal the perfect match or save you from a costly mistake. Take your time and trust your instincts during this crucial step.

Step 6: Finalize Your Purchase

Negotiate Price: Use your market research to negotiate a fair price. Don’t be afraid to discuss discounts or additional accessories.
Review the Contract: Carefully read all terms and conditions. Ensure all verbal agreements are included in writing.
Understand the Warranty: Know what’s covered, for how long, and any maintenance requirements to keep the warranty valid.
Arrange Financing: If not paying cash, finalize your financing terms. Compare rates from multiple sources, including the dealer and banks.
Organize Insurance: Secure boat insurance before taking ownership. Shop around for the best coverage and rates.
Plan for Registration: Understand the registration process in your state and gather necessary documentation.
Coordinate Delivery: Arrange for pickup or delivery of your pontoon. Ensure you have proper transportation if trailering it yourself.
Final Inspection: Before accepting delivery, do a final walk-through to ensure everything is as agreed upon.
Familiarize Yourself: Have the dealer provide a comprehensive orientation of your new pontoon’s features and operation.

Conclusion

Pontoons serve as an investment in countless future memories on the water. For instance, cleaning pontoons is an essential aspect of maintenance that ensures your boat stays in top condition for years to come. Learn more on how to clean pontoons.

Whether you’re looking forward to peaceful fishing trips, exhilarating water sports, or relaxing sunset cruises, your new pontoon boat will be the vessel for these experiences.

Timeless elegance

50 years aloft

Journey with Avalon: Pioneering 5 Decades of Unmatched Pontoon Luxury. Where Art, Quality, and Service Converge for Your Ultimate Water Adventure.